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Cost of living in Mumbai

Cost of Living in Mumbai (Guide for Bachelors, Couples, and Family)

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It is said that those who wish to shift to Mumbai never come alone, they have big dreams in their eyes and are not only attracted to experience its culture and beauty but to make it their own home. And that is why Mumbai is also known as the ‘City of Dreams’ or I should say the ‘Mayanagri City’.

A city that never sleeps, where life moves very fast and is abuzz with activities. A city, which gives reasons to be a part of it and help people in shaping their dreams and aspirations, definitely makes it one of the most vibrant cities in the country.

So, you are planning to move to such an amazing city? But first, let me ask you something. What is that thing you need to understand before shifting to any new city?

Any idea? Well, you need to properly understand the general cost of essentials in that particular city. So, if Mumbai is that city you’re planning to move to, let’s understand the real cost of living in Mumbai to help you plan accordingly.

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Cost of Housing in Mumbai

What comes to your mind when you ever think about your dream house? It should be spacious, amazing views, nearby marketplace and much more would be really perfect if you get it in the budget. But since we are talking about a 604km square city so, the cost of housing will depend on where exactly you will be staying there.

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An Apartment in Bandra

  • If you’re looking for a 1 BHK flat in Ambernath, it will cost you Rs. 35,000 per month and Rs. 40,000 per month in Nalasopara.
  • Whereas the same 1 BHK flat might cost you around Rs. 65,000 per month in areas like Walkeshwar and Kemps Corner.
  • If Andheri East is the area you’re looking for, it will cost you Rs. 27,000 to Rs. 30,000 for a good 1 BHK flat. And it will cost you Rs. 30,000- Rs. 35,000 for a 2 BHK flat.
  • Powai is the best tech hub in the city but make sure you’re capable enough to spend Rs. 30,000 to Rs. 35,000 for a 1 BHK flat.
  • Bandra West and Juhu where you can get amazing locations for nightlife but remember a 1 BHK flat is going to cost you around Rs. 35,000 to Rs. 45,000.

If you’re going to live alone in the city, remember that the housing cost will be the largest part of your budget, it can cost you about Rs. 12,000- Rs. 15,000 with a good amount of security deposit.

So, make a smart choice before choosing a house for you because that might not mean much to those who belong to the millionaires club but for a middle-class family, it might be a challenging thing.

Wait, the cost of housing doesn’t end here. What? You cannot miss the utility bills. Since Mumbai’s weather is always humid, electricity charges also play a crucial role in making the budget.

You cannot survive without an air-conditioner in this city especially in summers. You might need to pay Rs. 1500- Rs. 3000 and rest depend on how much you use things that run on electricity.

Cost of Food in Mumbai

Vada Pav is the first dish that comes to everyone’s mind if it is about Mumbai. But the city of dreams serves a variety of food places across the city.

Although the city does not serve exclusive street food still you can easily find a restaurant, cafe, and a snack center in almost every corner of the city and the taste is absolutely unique.

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Vada Pav – One of Mumbai’s Most Favorite Snacks

Ordering food or regular takeaways can shake your monthly food expenses. So, as a student or a bachelor, it’s better not to spend more than Rs. 4,000 per month in any fancy restaurants or in ordering food. And if you have some good culinary skills, why not bring some groceries regularly for around Rs. 1500 – Rs. 2000 per month.

If not this, you can go for a maid-and-cook combination. It might be a convenient option and provide comfort to you but need to spend around Rs. 6,000 for it. Kyani and co., Fareed Seekh Kebab Centre, Pancham Puriwala, K. Rustom ice-cream, or Sardar Refreshments are some of the places you can visit when you’re broke and hungry.

On the other side, if you have your own home and budget is not an issue, you earn really well and can afford your expenses with great ease; the city will welcome you with open arms with a number of options.

From some amazing fine dine restaurants to 5-star hotels, you can go for anything according to your preferences. Dome, Zaffran, Olive Bar and Kitchen, Peshawri, or Aer- Four Seasons etc. can become your favorite stop for the weekends.

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Cost of Healthcare in Mumbai

So you have decided that you’re moving to Mumbai? Have you checked any options for healthcare in the city? If not, here we are with the information you might be looking for.

Private Hospitals

From rich to poor, the city accommodates everyone and it has begun to woo international hospitals and private clinics. In a city where people can make living on vada pav only, it becomes really difficult to afford the facilities of the private hospitals when it comes to quality healthcare services.

Bombay Hospital, Hinduja Hospital, Wockhardt Hospital, Breach Candy Hospital Trust, and Asian Heart Institute are some of the biggest names in the city but unfortunately are not in the reach of everyone.

Government Hospitals

The city not only takes care of people from rich and millionaire club but offer some really good healthcare services to those who cannot afford the expenses of private hospitals.

Sir J.J Hospital, Lokmanya Tilak Municipal General Hospital, Tata Memorial Hospital, King Edward Memorial Hospital and many more promises you to provide you with excellent medical facilities. And not just this, many of them even offer free treatment and aftercare to thousands of people.

Cost of healthcare in both the cases will definitely vary on the basis of the hospital you choose, your treatment, medicines for the treatment etc.

Cost of Transportation in Mumbai

Well, like every other city, the cost of traveling depends on the distance between your home and final destination and also the mode of transportation you love to go with.

BEST Buses

Mumbai’s lifeline is these BEST buses and its services cover a wide region of the city. You can get passes for the buses and the prices will depend on the distance.

Distance Price of Non-AC Bus Price of AC bus
2 km 360 880
8 km 800 1640
17 km 1410 2420
30 km 1850 4180

Prices above are mentioned in Rs.

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A Double Decker BEST Bus

Auto-rickshaws

 The best thing about traveling in an auto-rickshaw in Mumbai is that unlike Delhi, they run by the meter and charge you the amount it should be.

For example, for every 1.5 km, you need to pay Rs. 18 (approx) and it can go up to Rs.122 (approx) for every 10 km. Also, prices may differ you are traveling between 12 am to 5 am.

Kaali-Peeli Taxis

Everyone would have definitely seen these taxis in Hindi Cinema in the early 70s or 80s even if they haven’t visited Mumbai in their whole life. You would be amazed to know that these kaali-peeli taxis are still in use and is a mode of transportation for many in the city.

Riding in them is quite affordable because for every 1.5 km you just need to pay Rs.22 and Rs.148 for every 10 km. Again, the prices will vary after midnight till 5 am.

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The Kaali=Peeli Taxi’s in Mumbai

OLA or UBER

Both these cab services are doing a great job by providing their services in almost every city. You can book a cab if you want to visit any nearby place but if you’re taking one in the peak hours then all the best with the Mumbai traffic. Fares will depend on the distance you’re covering to reach your destination.

Metro or Local Trains

Well, if you ever ask any Mumbaikar, ‘Let’s go to XYZ place by metro”. The look on his face will automatically give you the answer that “You should never suggest such things”. And the two main reasons for not using a metro are: it takes a lot of time and money as well.

And on the other side, locals were and are always comfortable with those overflowing and overcrowding trains (especially in peak hours). The size of the rail network, scale of train services, remarkable frequency, seating arrangements and is accessible to both rich and poor are some of the qualities that make the local trains another lifeline for the Mumbaikars.

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A Glimpse of the Local Trains in Mumbai

Cost of Entertainment in Mumbai

What should I say about the cost of entertainment because the city is a hub for nightlife and live entertainment (you cannot and should not miss exploring this). But for the bachelors and students, it’s also important to keep a watch on their money otherwise you’ll all your cash drained down by month end. And if you can spend as much as you can then there’s no second thought about it.

It is a bit difficult to cover everything here if you’re only paying a visit to the city but shifting to Mumbai will allow you to cover some amazing places and there are plenty number of things to do here.

Museums: There’s so much to see in Mumbai, be it malls, beaches, and monuments. So, why not take a break and appreciate the art and heritage that has built this beautiful and amazing country. Some of the popular museums in Mumbai are Nehru Planetarium, Jahangir Art Gallery, RBI Monetary, and Chhatrapati Shivaji Maharaj Vastu Sangrahalaya, which will only cost you somewhere between Rs.50- Rs.500.

Historical Places: No matter how fast the country is developing, the history and heritage of the city was and is always appreciated by everyone. Also, why not get some ‘Instagram Perfect’ clicks at these eye-pleasing beauties that include Gateway of India, Elephanta Caves, Kanheri Caves, Rajabhai Clock Tower and many more.

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The Elephanta Caves in Mumbai

Religious Places: The city has a number of divine shrines such as Mumba Devi Temple, Haji Ali Dargah, and Cathedral of the Holy Name, Siddhivinayak Temple and ISKCON Temple are waiting for you. And the presence of these different structures is the reason that makes the city more of secular nature.

Shopping: From all the International brands to road-side stalls, you’ll get everything in the city and that is why Mumbai is also known as the shopping paradise. Everything from clothes to footwear to accessories to electronics can be easily available at city’s marketplaces like Colaba Causeway, Linking Road, Chor Bazaar, Fashion Street, and Crawford Market.

Amusement Parks: Well, if you are shifting with your family and have any kids, you’ll definitely look for something for their entertainment as well. Right? Not to worry because the city has some ‘up to the mark’ amusement parks that offers you amazing rides, water parks, snow parks and much more. Essel World, Snow World, Fantasy Land, Water Kingdom, and Adlabs Imagica are the must-go places.

The Best of Water Kingdom and Essel World in Mumbai

Cost of Education in Mumbai

Are you moving to a new city? With the family? Do you have any kids? So, have you decided the school for them? If not, let me tell you that finding a good school for your child can be a really tough process and back-breaking too.

Well, a good education is the priority of every parent and student as well. With the sky-rocketing fees, getting your kids a pre-primary education might cost you around Rs. 6,000 a month while International Primary schools will force to spend up to Rs. 2 lakh yearly for one child.

Talking about the colleges, private colleges everywhere in the country always look for a way to take more and more money in one or the other way. So, spending money is no headache for you and you ONLY want the best private college, be it Amity University, Thakur College of Science & Commerce, or Terna Medical College the let me tell you that it will cost you up to Rs.4Lac.

On the other hand, if you cannot afford this sky-high fees of private colleges, Mumbai offers you some of the best government colleges like Institute of Chemical Technology, Government Law College, and Sardar Patel College of Engineering might not be able to match the standards of other private colleges but they definitely offer you quality education and best professors. Getting admission in these colleges will cost you up to Rs.2Lac per year.

Check out the fees structure and courses of other colleges before you select one.

The city not only offers excellent coaching centers in almost every area but it has some institutes for Fashion Designing, Acting, Dance, Sports and much more. Not only you can get trained in Mathematics or Science but you can even turn your hidden talent into your career.

A Final Word….

Well, it was about the quintessential City of Dreams. Settling in the city might look difficult but it is not impossible. The city is always ready to welcome you with a warm heart and you’ll get to experience the locals, the rush, the uninvited rains, the vada pav, city of glamour.

Plus, its way of celebrating festivals especially the Ganesh Utsav, nightlife and the best of all is you get to live in a safer city. All in all, not every city can give millions of people a roof over their head and still be awesome. Only Mumbai can do that.

Cost of Living in Mumbai (Guide for Bachelors, Couples, and Family) 7
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